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Current Loan Rates

Effective As Of January 24, 2012

UNSECURED LOANS
APR*
As Low As
$5000.00 MAXIMUM ($7500.00 if debt to income ratio is 25% or less)
10.5%
Loan Special - $2,500.00 MAXIMUM
8.0%
*APR is the Annual Percentage Rate.


NEW AUTOS
APR*
As Low As
72 Months
3.99%
60 Months
2.75%
48 Months
2.99%
36 Months
2.99%
24 Months
2.99%
100% of MSRP. 60 mth rate is for a limited time. Please call the credit union for more details.
*APR is the Annual Percentage Rate.


USED AUTOS
APR*
As Low As
72 Months (Over $20,000.00)
4.49%
60 Months (Over $15,000.00)
2.75%
48 Months (2009 & 2010)
3.49%
36 Months
3.49%
24 Months
3.49%
USED AUTOS 2005 or newer -100% of NADA Retail Value. 60 mth rate is for a limited time.
*APR is the Annual Percentage Rate.


BOATS AND RECREATIONAL VEHICLES
APR*
As Low As
NEW up to 60 months
(up to 100% of NADA Retail Value)

4.0%

NEW up to 60 months
4.0%
USED up to 60 months
4.5%
Must have a bill of sale.
*APR is the Annual Percentage Rate.


OTHER LOAN TYPES
APR*
As Low As
Share Secured

1.00% Above Dividend Paid on Shares

Share Certificate Secured
1.00% Above Dividend Paid on Certificate
VISA
*10.99%
*APR is the Annual Percentage Rate.


MORTGAGE RATES
APR*
As Low As
1st Mortgage - 15 Year Fixed
3.25%
2nd Mortgage - 10 Year Fixed
4.25%
1st Five Year Balloon (180 month amortization)
2.75%
1st Five Year Balloon (360 month amortization)
3.25%
2nd Five Year Balloon
3.75%
*APR is the Annual Percentage Rate.