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Current Loan Rates

Effective As Of March 17, 2008

UNSECURED LOANS
APR*
As Low As
$5000.00 MAXIMUM ($7500.00 if debt to income ratio is 25% or less)
10.5%
*APR is the Annual Percentage Rate.


NEW AUTOS
APR*
As Low As
60 Months
4.50%
48 Months
3.90%
36 Months
3.39%
24 Months
2.90%
Up to two years old with fewer than 15,000 miles, NADA retail value.  New cars 100% of window sticker price.  If the loan is already on the books at OMC, you must borrow a minimum of $1000.00 in new money to get the lower rate & no more than NADA retail price listed.
*APR is the Annual Percentage Rate.


USED AUTOS
APR*
As Low As
60 Months (Over $15,000.00)

6.50%

48 Months (2006 & 2007)
5.90%
36 Months (2005 & Oder)
5.39%
24 Months
4.90%
USED AUTOS-100% of NADA Retail Value (only for a limited time)!!!!
*APR is the Annual Percentage Rate.


BOATS AND RECREATIONAL VEHICLES
APR*
As Low As
NEW up to 60 months
(up to 100% of purchase or sticker)

4.95%

NEW up to 60 months
(up to 80% of purchase or sticker)
4.95%
USED up to 60 months
(up to 80% of purchase)
8.0%
Must have a bill of sale.
*APR is the Annual Percentage Rate.


OTHER LOAN TYPES
APR*
As Low As
Share Secured

1.00% Above Dividend Paid on Shares

Share Certificate Secured
1.00% Above Dividend Paid on Certificate
VISA
13.00%
*APR is the Annual Percentage Rate.


MORTGAGE RATES
APR*
As Low As
1st Mortgage - 15 Year Fixed
6.00%
2nd Mortgage - 10 Year Fixed
7.00%
1st Five Year Balloon (180 month amortization)
6.00%
1st Five Year Balloon (360 month amortization)
6.25%
2nd Five Year Balloon
7.00%
*APR is the Annual Percentage Rate.